Lauren Davis
REALTY EXECUTIVES Boston West | 508-254-0449 | [email protected]


Posted by Lauren Davis on 2/19/2020

Image by Suphaksorn Thongwongboot from Shutterstock

When relocating to a new home, youíll need to plan to pack, hire movers, and to change your address with the post office but donít forget to update your car insurance. If youíre moving to a new state or just to a new zip code, you will have to make some changes to your insurance to ensure youíre covered at your new residence.

Do You Have to Change Your Car Insurance When You Move?

Each state, and sometimes counties and cities, set the requirements for auto insurance coverage. Some states require a higher level of accident coverage, while others may require a coverage lower than what you already have. You need to adjust your policy to suit the demand of the state. If your current coverage meets the requirements, your premiums may still change. 

Decide on an Insurance Provider

As soon as you are confident you will move, contact your insurance company to see if they conduct business in your new state. Ask your insurance agent about the rules of your prospective state and if you need to change your policy. Doing this early gives you enough time to make the necessary adjustments and have them in place for when you move. If the company you use does not operate in your new state, take some time to research your options. 

Insurance costs vary from one carrier to the next because each company emphasizes different factors that might affect your vehicle in your new location. If you need to change your current insurance company, plan to compare prices and policies from at least three different carriers before deciding on which provider you want.

No-Fault Coverage

Some states in the US require car owners to have "no-fault" insurance coverage. No-fault coverage means that a car owner's insurance company covers any loss, medical bill, or funeral expenses caused by a car accident irrespective of whose fault the accident was (yours or the other driver). You have to find out if your new state has such a law so that you can put the required coverage in place.

Insurance Premiums

Insurance companies factor the chances of various events occurring before determining your premium. Relocating to another state might increase or decrease the likelihood of you making a claim due to theft, vandalism, or accidents. If you move from a small town to a larger city, it is likely your payments will increase. 

For more clarification on your car insurance, speak to an agent in your insurance company before the day of the move. Your realtor can recommend the best options for you to choose from in your new location, so add that to your talking points for the next meeting.




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Posted by Lauren Davis on 2/12/2020

Smart home devices are becoming increasingly popular among U.S. property owners. Yet deciding which smart house gadgets Ė if any Ė are right for you may prove to be difficult. Fortunately, there are several things that you can do to determine if a smart home device is a must-have, such as:

1. Consider a Smart Home Device's Purpose

A smart home device that works well for one homeowner might fail to meet the needs of another property owner. If you assess a smart home device's purpose closely, you can determine if a particular gadget matches your expectations.

For example, if you are searching for a quick, easy way to keep your home's floors dirt- and debris-free, a smart robot vacuum may be ideal. This vacuum will take the guesswork out of cleaning your house's floors. Best of all, this device will allow you to speed up the process of vacuuming your house.

On the other hand, if you are on the lookout for energy-efficient lighting, smart light bulbs could provide viable investments. These light bulbs are simple to install throughout a house. Furthermore, smart light bulbs will continue to perform for an extended period of time.

2. Evaluate Your Finances

Your budget may dictate your smart home device investments. If you analyze your finances, you can establish smart home device priorities. Then, you can gradually integrate smart home devices into your residence.

It usually is a good idea to take a slow, steady approach to smart home device purchases. If you try to do too much at once, you risk spending beyond your means to acquire and install smart home devices across your residence.

3. Shop Around

There is no shortage of state-of-the-art smart home devices available at both online and brick-and-mortar retailers. Thus, if you conduct an in-depth search for smart house gadgets, you may find quality devices that won't force you to exceed your budget.

Of course, if you shop around for smart home devices, you can differentiate between average gadgets and best-in-class ones. You also can use online tools and resources to learn about different smart home devices and select gadgets that will perform consistently.

4. Keep Things Simple

Investing in smart home devices should be a fun, exciting experience Ė not a stressful one. If you feel overwhelmed as you search for smart home gadgets, take a step back and review your options. This may help you alleviate your worries and re-start your search for smart house gadgets with a fresh perspective.

Lastly, it sometimes helps to collaborate with family members and friends as you shop for smart home devices. Family members and friends can help you weigh the pros and cons associated with smart house gadgets. With the support of family members and friends, you could boost the likelihood of making an informed smart home device purchase.

Take advantage of the aforementioned tips, and you could pick up a wide range of smart home devices that will help you transform your ordinary house into a spectacular residence.





Posted by Lauren Davis on 2/5/2020

For home sellers who want to do whatever it takes to enhance a house's interior, depersonalization is key.

By depersonalizing a house's interior, a home seller can make it easy for a homebuyer to envision what life might be like if he or she purchases a residence. That way, a home seller can increase the likelihood of a fast, seamless and profitable home selling experience.

Effectively depersonalizing a home's interior can be simple Ė here are three areas that a home seller needs to consider to depersonalize a house's interior:

1. Photographs

Although photographs of loved ones, celebrations and family vacations may hang throughout your residence, now is the right time to take them down if you're selling your house.

Removing photographs from all walls and shelves is necessary to effectively depersonalize a house. In addition, don't forget to hide any photographs located in a home office.

2. Antiques

Antiques are beautiful treasures that deserve to be displayed. However, if you're selling your house, it may be worthwhile to temporarily store these items outside your residence.

When it comes to antiques, it is always better to err on the side of caution. If you have priceless treasures that need to be removed from your house, you should allocate the necessary time and resources to store them properly. This will enable you to minimize the risk of damage to your antiques while you sell your home.

In some instances, renting a storage unit for your antiques may prove to be a great idea. Or, if you have a family member or friend who has extra storage space available, he or she may be able to hold your antiques until your residence sells.

3. Artwork

Awe-inspiring artwork can help you show off your unique personality. But if you have bold paintings, sculptures or other artwork in your home, you may want to remove these items while your house is listed on the real estate market.

Artwork sometimes can be distracting, and as a result, may make it tough for homebuyers to imagine what life could be like if they purchase your house. Also, if artwork takes up lots of space, it might be difficult for homebuyers to see the full potential of your living space.

If you need help with depersonalizing your house's interior, you should reach out to a real estate agent for support.

A real estate agent understands how to showcase a residence to homebuyers. As such, he or she will offer honest, unbiased recommendations to help you depersonalize your residence's interior and ensure your home will capture homebuyers' attention.

Furthermore, a real estate agent can serve as your guide along the home selling journey. He or she will set up home showings and open houses, negotiate with homebuyers on your behalf and respond to your home selling concerns and questions at any time.

Ready to depersonalize your house's interior? Consider the aforementioned areas, and you can give your home's interior a fresh look and feel before you list your residence.




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Posted by Lauren Davis on 1/29/2020

If you plan to buy or sell a home in the near future, it is important to find the right real estate agent. By doing so, you should have no trouble getting the optimal results from the homebuying or home selling journey.

Ultimately, you'll want to conduct extensive research before you hire a real estate agent to help you buy or sell a home. This will require you to look at a variety of factors, including:

1. Communication Skills

A real estate agent should serve as a friendly, knowledgeable source of housing market insights. This individual should be able to provide you with the information you need to make homebuying or home selling informed decisions. That way, you can seamlessly navigate the homebuying or home selling process.

Hiring a real estate agent who is a great communicator is essential. This housing market professional will allocate the necessary time and resources to listen to your concerns and questions and respond accordingly.

The right real estate agent will stay in touch with you via email, phone and text. This will ensure you can stay up to date as the homebuying or home selling journey moves forward.

Plus, a real estate agent who understands the importance of communication is unafraid to be honest with you. He or she will provide honest, unbiased suggestions as you buy or sell a home and guarantee you can get the support you need at all times.

2. Industry Expertise

How long has an individual served as a real estate agent? Spend some time learning about a real estate agent's expertise, and you may be better equipped than others to determine whether this person can help you accomplish your homebuying or home selling goals.

A quick online search offers a great starting point as you assess a real estate agent's expertise. In fact, this will allow you to learn about a real estate agent from any location, at any time.

If you want to go a step further, set up a face-to-face meeting with a real estate agent. This will enable you to ask questions and gain deep insights into a real estate agent's background.

3. Client Referrals

How would past clients rate their experiences with a particular real estate agent? Thanks to client referrals, you can find out how a real estate agent has supported his or her previous clients.

A real estate agent should be able to provide you with client referrals without delay. Then, you can reach out to these client referrals and gain unparalleled insights into how a real estate works with homebuyers and home sellers.

Client referrals allow you to find out what it's like to work with a real estate agent at each stage of the homebuying or home selling journey. They also can provide you with insights into a real estate agent that you might struggle to obtain elsewhere.

Evaluate the aforementioned factors as you search for the right real estate agent, and you can employ a top-notch housing market professional to help you buy or sell a house.





Posted by Lauren Davis on 1/22/2020

Maybe you have always dreamed of a big yard with lots of space. With a big yard comes significant responsibilities. Are you prepared to care for a large yard? Do you know the disadvantages of having a big outdoor space for your home? Take a look at the advantages and disadvantages to having a big yard below. If youíre shopping for a home or getting ready to sell and find a new place, this information will be beneficial to you. 


Positives


A Place To Play


One of the biggest reasons for wanting a big yard is kids. Itís nice to have a large area for kids to play in. Itís a safe space for your kids to be if you want to send them out to play. 


Another great reason to have a large yard is for pets- dogs in particular. They love to run around and will be much happier if they have a bigger domain to roam.


More Space Between You And Your Neighbors


If you have a large yard, you probably also arenít right on top of your neighbor. Thereís less of an invasion of privacy when your neighbors canít see into your windows from their kitchen. A large yard gives you that sense of privacy. You can freely have gatherings in your backyard, so the whole neighborhood doesn't have a view of what youíre doing.


It Looks Nice


A big yard just has a bit more appeal than a smaller property. Your home will have definite curb appeal. The key is to keep your yard looking healthy and lush throughout the year.


The Negatives


The Upkeep Can Be Tough


Many homeowners who have a large property pay landscapers to pay for the property. It can be challenging to keep up with all the needs a large yard brings. From mowing to fertilizing and mulching, it can take a professional to keep the yard looking nice. Landscaping is an added expense to owning your property. If the previous owner had an intricate landscape, you might need to cut back on the complexity. Do you need that fish pond? Should you hire a person to care for the pool? 


Pro And A Con


At the core, a large yard can be a pro or a con when it comes to selling your home. Some buyers want a large yard for various reasons. Other buyers are deterred by large yard since they donít want the responsibility of caring for these high maintenance properties. Itís understandable that different people will have different tastes.       





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